TYPES OF COVER
FOR SUPERDADS
You cannot be a superdad without insurance.
Why Dads Use Daddy Insurance
Daddy Insurance helps dads and men find the most suitable insurance policies based on individual circumstances & tailor them to their budget.
We understand all dads provide and protect for their children but if you weren’t able to, who would look after your responsibilities? This is where Daddy Insurance helps protect dads, their children & partners across the UK to provide peace of mind.
Daddy Insurance offers dads a free advised service that ensures you get a policy that is specifically tailored to you and your family.
Steps to being a super Dad!
Daddy Insurance make it quick & easy to protect your family and our advised service is completely free of charge.
FILL IN THE FORM
Fill in a few basic details, it doesn't take long at all. Once you're ready, just hit "get my quotes".
HAVE A QUICK CHAT
Expect a call from one of our advisors. Our advisors are here to help you find the right cover.
SIT BACK AND RELAX
You're a dad so we know you're very busy. We will take care of everything for you.
Whole of Life
Whole of life insurance is a life insurance policy that guarantees an insurance company will pay your family a lump amount following your passing, whenever that may be.
Level Term
Level term life insurance will pay a lump sum amount if the insured person dies during the term of the policy’s predetermined period.
Decreasing Term
Decreasing term life insurance is intended to decrease at a pace that is roughly equivalent to the declining balance of a capital and interest repayment mortgage.
Increasing Term
Increasing term life insurance increases the sum insured by a predetermined amount annually throughout the period of the policy. It is designed to protect the policy’s value against inflation.
Critical Illness Cover
Critical Illness Cover and children’s critical illness cover pays out if you or an insured child falls seriously ill with one of the illnesses covered by the policy, usually with a single lump sum payment.
Over 50s
With over 50s life insurance, there is a guaranteed lump sum payment at the end of the policy & no medical examination is required to get covered. It is usually used for funeral costs.
Income Protection
If you are a dad or man who works and don’t receive any sick pay policy or you do but it only lasts for a certain period of time, then you need income protection. Income Protection will pay you 70% of your income if you are off work sick or injured for 1 – 2 years or up until retirement age, so you can focus on recovering and not having to rush back to work.
A loss of income would be concerning for everyone, it pays for your house, food, children and everything else. Income Protection would allow you to maintain your lifestyle until you are ready to return to work.
Mental health issues rank highly among the causes of claims on income protection insurance so the illness doesn’t need to be physical. If you are self-employed, income protection is an absolute must.
FAQs
We understand that everyone isn’t a life insurance expert but that’s why we are here to help.
You must be a UK resident, at least 18 at the time of applying.
Life insurance premiums can cost as little as £5 – £10 a month.
It depends on your individual circumstances. You may want to think about leaving a lump sum to your dependents or help clear an outstanding mortgage if you die.
The cost of life insurance is affected by lots of things, including your health, age and whether you smoke.
Yes, you can cancel your policy at any point throughout its lifetime.
There are many types of life insurance cover you can choose to protect your finances. These include the following:
- Level term life insurance
- Whole of Life insurance
- Decreasing term / mortgage protection insurance / payment protection insurance
- Joint life insurance
- Income Protection
- Critical illness insurance
- Income Protection Insurance
- Over 50s Life Insurance
